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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,609 | $104,098+66.8% | $140,514+23.6% | $94,015+84.7% |
| Participation rate | 76.0% | 73.7%+2.3pp | 77.8%-1.8pp | 70.8%+5.2pp |
| Annual return | 14.81% | 15.14%-0.3pp | 14.36%+0.5pp | 17.84%-3.0pp |
| Employer contribution / active EE | $12,000 | $2,388+402.5% | $3,378+255.2% | $2,790+330.1% |
| Participant deferral / active EE | $1,716 | $4,033-57.5% | $4,919-65.1% | $4,249-59.6% |
| Admin fee / account holder | $429 | $10,439-95.9% | $13,697-96.9% | $8,951-95.2% |