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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,956 | $99,053+147.3% | $88,179+177.8% | $138,895+76.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 16.41% | 78.17%-61.8pp | 64.97%-48.6pp | 145.39%-129.0pp |
| Employer contribution / active EE | $6,358 | $2,882+120.6% | $2,549+149.4% | $4,194+51.6% |
| Participant deferral / active EE | $17,175 | $5,225+228.7% | $4,614+272.3% | $6,396+168.5% |
| Admin fee / account holder | $813 | $8,748-90.7% | $7,673-89.4% | $12,562-93.5% |