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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,354 | $110,410-44.4% | $102,437-40.1% | $145,897-57.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | -4.34% | 24.85%-29.2pp | 24.95%-29.3pp | 552.29%-556.6pp |
| Employer contribution / active EE | $0 | $4,217-100.0% | $3,871-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $3,677 | $5,622-34.6% | $5,060-27.3% | $6,689-45.0% |
| Admin fee / account holder | $1,482 | $9,745-84.8% | $8,388-82.3% | $13,390-88.9% |