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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $762,046 | $171,492+344.4% | $150,734+405.6% | $198,609+283.7% |
| Participation rate | 100.0% | 81.4%+18.6pp | 78.4%+21.6pp | 82.4%+17.6pp |
| Annual return | 1.29% | 804.70%-803.4pp | 600.81%-599.5pp | 202.70%-201.4pp |
| Employer contribution / active EE | $19,607 | $5,470+258.4% | $4,918+298.7% | $5,055+287.8% |
| Participant deferral / active EE | $12,321 | $6,259+96.9% | $5,610+119.6% | $6,977+76.6% |
| Admin fee / account holder | $13,633 | $17,628-22.7% | $14,905-8.5% | $19,030-28.4% |