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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,077 | $166,242-9.1% | $165,071-8.5% | $145,884+3.6% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.6%-3.6pp | 80.3%-5.3pp |
| Annual return | 14.99% | 100.44%-85.5pp | 70.17%-55.2pp | 551.85%-536.9pp |
| Employer contribution / active EE | $2,694 | $5,283-49.0% | $4,347-38.0% | $4,662-42.2% |
| Participant deferral / active EE | $5,531 | $6,964-20.6% | $6,035-8.3% | $6,690-17.3% |
| Admin fee / account holder | $405 | $16,658-97.6% | $12,695-96.8% | $13,392-97.0% |