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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,782 | $101,763+63.9% | $164,866+1.2% | $80,874+106.2% |
| Participation rate | 92.6% | 71.8%+20.8pp | 78.6%+14.0pp | 67.6%+24.9pp |
| Annual return | 13.16% | 16.73%-3.6pp | 69.97%-56.8pp | 35.62%-22.5pp |
| Employer contribution / active EE | $5,173 | $2,954+75.1% | $4,343+19.1% | $2,756+87.7% |
| Participant deferral / active EE | $10,696 | $4,477+138.9% | $6,033+77.3% | $4,297+148.9% |
| Admin fee / account holder | $30,011 | $8,228+264.7% | $12,689+136.5% | $6,935+332.7% |