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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,782 | $101,752+63.9% | $164,928+1.1% | $80,911+106.1% |
| Participation rate | 92.6% | 71.8%+20.7pp | 78.6%+14.0pp | 67.6%+24.9pp |
| Annual return | 13.16% | 16.73%-3.6pp | 70.08%-56.9pp | 35.63%-22.5pp |
| Employer contribution / active EE | $5,173 | $2,953+75.2% | $4,343+19.1% | $2,756+87.7% |
| Participant deferral / active EE | $10,696 | $4,477+138.9% | $6,034+77.3% | $4,297+148.9% |
| Admin fee / account holder | $30,011 | $8,218+265.2% | $12,684+136.6% | $6,935+332.8% |