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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,095 | $166,131+3.0% | $164,975+3.7% | $145,877+17.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 11.54% | 100.37%-88.8pp | 70.12%-58.6pp | 551.28%-539.7pp |
| Employer contribution / active EE | $18,754 | $5,276+255.5% | $4,343+331.9% | $4,663+302.2% |
| Participant deferral / active EE | $7,087 | $6,962+1.8% | $6,033+17.5% | $6,691+5.9% |
| Admin fee / account holder | $20,464 | $16,648+22.9% | $12,688+61.3% | $13,402+52.7% |