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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,095 | $166,020+3.1% | $164,866+3.8% | $145,959+17.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 11.54% | 100.08%-88.5pp | 69.97%-58.4pp | 561.95%-550.4pp |
| Employer contribution / active EE | $18,754 | $5,275+255.6% | $4,343+331.9% | $4,661+302.4% |
| Participant deferral / active EE | $7,087 | $6,961+1.8% | $6,033+17.5% | $6,689+6.0% |
| Admin fee / account holder | $20,464 | $16,644+23.0% | $12,689+61.3% | $13,398+52.7% |