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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,321 | $86,919+30.4% | $102,457+10.6% | $80,911+40.1% |
| Participation rate | 92.0% | 72.4%+19.6pp | 76.5%+15.5pp | 67.6%+24.4pp |
| Annual return | 7.52% | 18.90%-11.4pp | 29.41%-21.9pp | 35.63%-28.1pp |
| Employer contribution / active EE | $1,990 | $2,368-16.0% | $3,022-34.1% | $2,756-27.8% |
| Participant deferral / active EE | $4,342 | $4,119+5.4% | $5,054-14.1% | $4,297+1.0% |
| Admin fee / account holder | $3,317 | $8,049-58.8% | $9,451-64.9% | $6,935-52.2% |