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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,321 | $86,940+30.3% | $102,434+10.6% | $80,935+40.0% |
| Participation rate | 92.0% | 72.4%+19.6pp | 76.5%+15.5pp | 67.7%+24.3pp |
| Annual return | 7.52% | 18.89%-11.4pp | 29.46%-21.9pp | 35.66%-28.1pp |
| Employer contribution / active EE | $1,990 | $2,370-16.0% | $3,023-34.2% | $2,757-27.8% |
| Participant deferral / active EE | $4,342 | $4,121+5.4% | $5,055-14.1% | $4,299+1.0% |
| Admin fee / account holder | $3,317 | $8,047-58.8% | $9,462-64.9% | $6,924-52.1% |