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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,251 | $77,472-2.9% | $100,415-25.1% | $80,959-7.1% |
| Participation rate | 83.3% | 76.9%+6.4pp | 81.5%+1.8pp | 67.7%+15.7pp |
| Annual return | 9.09% | 37.26%-28.2pp | 49.47%-40.4pp | 35.67%-26.6pp |
| Employer contribution / active EE | $3,570 | $2,800+27.5% | $3,943-9.5% | $2,757+29.5% |
| Participant deferral / active EE | $7,323 | $6,818+7.4% | $8,091-9.5% | $4,300+70.3% |
| Admin fee / account holder | $9,044 | $5,885+53.7% | $7,906+14.4% | $6,925+30.6% |