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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,837 | $78,520+17.0% | $96,576-4.9% | $82,448+11.4% |
| Participation rate | 95.1% | 77.7%+17.4pp | 81.4%+13.7pp | 68.1%+27.1pp |
| Annual return | 12.61% | 41.30%-28.7pp | 38.47%-25.9pp | 41.64%-29.0pp |
| Employer contribution / active EE | $3,685 | $2,630+40.1% | $3,553+3.7% | $2,551+44.4% |
| Participant deferral / active EE | $8,545 | $6,754+26.5% | $7,956+7.4% | $4,139+106.4% |
| Admin fee / account holder | $7,943 | $13,455-41.0% | $11,381-30.2% | $7,234+9.8% |