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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,251 | $77,460-2.9% | $100,378-25.0% | $80,925-7.0% |
| Participation rate | 83.3% | 76.9%+6.4pp | 81.5%+1.8pp | 67.7%+15.7pp |
| Annual return | 9.09% | 37.24%-28.2pp | 49.41%-40.3pp | 35.65%-26.6pp |
| Employer contribution / active EE | $3,570 | $2,801+27.4% | $3,942-9.4% | $2,756+29.5% |
| Participant deferral / active EE | $7,323 | $6,818+7.4% | $8,087-9.4% | $4,299+70.4% |
| Admin fee / account holder | $9,044 | $5,887+53.6% | $7,899+14.5% | $6,940+30.3% |