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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,161 | $171,492-33.4% | $150,734-24.3% | $198,609-42.5% |
| Participation rate | 87.0% | 81.4%+5.5pp | 78.4%+8.5pp | 82.4%+4.6pp |
| Annual return | 15.26% | 804.70%-789.4pp | 600.81%-585.5pp | 202.70%-187.4pp |
| Employer contribution / active EE | $0 | $5,470-100.0% | $4,918-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $8,691 | $6,259+38.9% | $5,610+54.9% | $6,977+24.6% |
| Admin fee / account holder | $3,001 | $17,628-83.0% | $14,905-79.9% | $19,030-84.2% |