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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,521 | $106,749+160.9% | $145,433+91.5% | $82,448+237.8% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 16.05% | 27.59%-11.5pp | 66.58%-50.5pp | 41.64%-25.6pp |
| Employer contribution / active EE | $11,496 | $3,444+233.8% | $4,554+152.4% | $2,551+350.7% |
| Participant deferral / active EE | $10,539 | $6,519+61.7% | $7,897+33.5% | $4,139+154.6% |
| Admin fee / account holder | $10,319 | $8,390+23.0% | $13,129-21.4% | $7,234+42.6% |