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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $404,624 | $154,228+162.4% | $145,433+178.2% | $137,256+194.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 14.97% | 74.59%-59.6pp | 66.58%-51.6pp | 220.34%-205.4pp |
| Employer contribution / active EE | $10,050 | $4,804+109.2% | $4,554+120.7% | $4,156+141.8% |
| Participant deferral / active EE | $8,596 | $8,216+4.6% | $7,897+8.8% | $6,407+34.2% |
| Admin fee / account holder | $11,741 | $14,344-18.1% | $13,129-10.6% | $12,270-4.3% |