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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,778 | $123,478+126.6% | $216,567+29.2% | $94,015+197.6% |
| Participation rate | 95.1% | 75.1%+20.0pp | 81.6%+13.5pp | 70.8%+24.3pp |
| Annual return | 13.72% | 23.61%-9.9pp | 12.94%+0.8pp | 17.84%-4.1pp |
| Employer contribution / active EE | $11,493 | $3,136+266.5% | $5,216+120.3% | $2,790+311.9% |
| Participant deferral / active EE | $0 | $4,556-100.0% | $6,191-100.0% | $4,249-100.0% |
| Admin fee / account holder | $5,422 | $12,753-57.5% | $21,981-75.3% | $8,951-39.4% |