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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,778 | $114,712+143.9% | $173,730+61.0% | $87,485+219.8% |
| Participation rate | 95.1% | 73.0%+22.1pp | 79.6%+15.5pp | 68.9%+26.2pp |
| Annual return | 13.72% | 20.18%-6.5pp | 19.96%-6.2pp | 26.06%-12.3pp |
| Employer contribution / active EE | $11,493 | $2,904+295.7% | $4,577+151.1% | $2,596+342.7% |
| Participant deferral / active EE | $0 | $4,642-100.0% | $6,326-100.0% | $4,274-100.0% |
| Admin fee / account holder | $5,422 | $10,210-46.9% | $17,523-69.1% | $7,775-30.3% |