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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,871 | $162,136-48.3% | $152,301-44.9% | $154,746-45.8% |
| Participation rate | 23.1% | 84.1%-61.0pp | 82.4%-59.4pp | 80.7%-57.6pp |
| Annual return | 11.79% | 91.02%-79.2pp | 80.50%-68.7pp | 172.34%-160.5pp |
| Employer contribution / active EE | $0 | $4,890-100.0% | $4,624-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $6,942 | $8,341-16.8% | $8,004-13.3% | $6,730+3.1% |
| Admin fee / account holder | $26,738 | $15,759+69.7% | $14,398+85.7% | $14,365+86.1% |