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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,997 | $126,519-79.5% | $106,201-75.5% | $145,959-82.2% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 10.78% | 225.10%-214.3pp | 116.26%-105.5pp | 561.95%-551.2pp |
| Employer contribution / active EE | $1,804 | $3,726-51.6% | $3,170-43.1% | $4,661-61.3% |
| Participant deferral / active EE | $2,559 | $5,716-55.2% | $5,012-48.9% | $6,689-61.7% |
| Admin fee / account holder | $1,648 | $17,312-90.5% | $11,039-85.1% | $13,398-87.7% |