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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,577 | $132,634+96.5% | $115,768+125.1% | $137,256+89.8% |
| Participation rate | 83.3% | 77.9%+5.5pp | 74.4%+8.9pp | 80.0%+3.4pp |
| Annual return | 11.60% | 160.70%-149.1pp | 100.46%-88.9pp | 220.34%-208.7pp |
| Employer contribution / active EE | $3,738 | $3,360+11.3% | $2,940+27.1% | $4,156-10.1% |
| Participant deferral / active EE | $7,419 | $5,619+32.1% | $4,917+50.9% | $6,407+15.8% |
| Admin fee / account holder | $4,680 | $15,028-68.9% | $12,439-62.4% | $12,270-61.9% |