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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $404,428 | $112,729+258.8% | $98,716+309.7% | $137,256+194.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 13.56% | 38.48%-24.9pp | 31.81%-18.2pp | 220.34%-206.8pp |
| Employer contribution / active EE | $15,777 | $2,725+478.9% | $2,279+592.4% | $4,156+279.6% |
| Participant deferral / active EE | $15,571 | $4,640+235.6% | $4,048+284.7% | $6,407+143.0% |
| Admin fee / account holder | $2,312 | $10,129-77.2% | $8,703-73.4% | $12,270-81.2% |