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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $404,428 | $156,616+158.2% | $133,346+203.3% | $198,609+103.6% |
| Participation rate | 100.0% | 77.7%+22.3pp | 72.8%+27.2pp | 82.4%+17.6pp |
| Annual return | 13.56% | 44.25%-30.7pp | 36.85%-23.3pp | 202.70%-189.1pp |
| Employer contribution / active EE | $15,777 | $3,368+368.4% | $2,853+452.9% | $5,055+212.1% |
| Participant deferral / active EE | $15,571 | $4,920+216.5% | $4,332+259.4% | $6,977+123.2% |
| Admin fee / account holder | $2,312 | $17,468-86.8% | $14,264-83.8% | $19,030-87.9% |