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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $404,428 | $124,980+223.6% | $108,359+273.2% | $154,746+161.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 13.56% | 45.00%-31.4pp | 36.89%-23.3pp | 172.34%-158.8pp |
| Employer contribution / active EE | $15,777 | $2,851+453.4% | $2,399+557.5% | $4,379+260.3% |
| Participant deferral / active EE | $15,571 | $4,743+228.3% | $4,137+276.4% | $6,730+131.4% |
| Admin fee / account holder | $2,312 | $11,502-79.9% | $9,741-76.3% | $14,365-83.9% |