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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $426,330 | $102,422+316.2% | $147,117+189.8% | $80,959+426.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 14.84% | 135.16%-120.3pp | 420.54%-405.7pp | 35.67%-20.8pp |
| Employer contribution / active EE | $13,935 | $3,717+274.8% | $4,932+182.5% | $2,757+405.4% |
| Participant deferral / active EE | $18,114 | $6,652+172.3% | $8,065+124.6% | $4,300+321.2% |
| Admin fee / account holder | $1,424 | $7,953-82.1% | $12,993-89.0% | $6,925-79.4% |