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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,633 | $138,312-38.1% | $122,979-30.4% | $155,188-44.8% |
| Participation rate | 68.8% | 80.2%-11.4pp | 77.2%-8.4pp | 80.8%-12.1pp |
| Annual return | 11.38% | 22.06%-10.7pp | 20.12%-8.7pp | 148.84%-137.5pp |
| Employer contribution / active EE | $1,347 | $3,530-61.8% | $3,062-56.0% | $4,248-68.3% |
| Participant deferral / active EE | $3,763 | $5,592-32.7% | $5,003-24.8% | $6,531-42.4% |
| Admin fee / account holder | $1,798 | $15,089-88.1% | $12,864-86.0% | $14,480-87.6% |