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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,564 | $111,535-69.9% | $105,223-68.1% | $137,256-75.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 3.74% | 237.85%-234.1pp | 180.65%-176.9pp | 220.34%-216.6pp |
| Employer contribution / active EE | $4,773 | $3,939+21.2% | $3,689+29.4% | $4,156+14.8% |
| Participant deferral / active EE | $30,500 | $5,500+454.6% | $5,072+501.4% | $6,407+376.1% |
| Admin fee / account holder | $676,563 | $9,721+6859.5% | $8,859+7537.2% | $12,270+5413.9% |