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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,050 | $117,859+118.9% | $102,438+151.9% | $145,959+76.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 13.03% | 31.72%-18.7pp | 29.37%-16.3pp | 561.95%-548.9pp |
| Employer contribution / active EE | $3,872 | $3,615+7.1% | $3,024+28.0% | $4,661-16.9% |
| Participant deferral / active EE | $11,012 | $5,732+92.1% | $5,054+117.9% | $6,689+64.6% |
| Admin fee / account holder | $71,315 | $13,318+435.5% | $9,448+654.8% | $13,398+432.3% |