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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,080 | $162,529-79.6% | $130,788-74.7% | $154,746-78.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 3.18% | 510.48%-507.3pp | 386.44%-383.3pp | 172.34%-169.2pp |
| Employer contribution / active EE | $2,761 | $4,447-37.9% | $3,558-22.4% | $4,379-37.0% |
| Participant deferral / active EE | $11,659 | $4,808+142.5% | $4,137+181.8% | $6,730+73.2% |
| Admin fee / account holder | $386,079 | $7,669+4934.2% | $6,673+5685.9% | $14,365+2587.6% |