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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,080 | $167,030-80.2% | $135,768-75.6% | $155,188-78.7% |
| Participation rate | 100.0% | 76.2%+23.8pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 3.18% | 678.39%-675.2pp | 526.10%-522.9pp | 148.84%-145.7pp |
| Employer contribution / active EE | $2,761 | $4,132-33.2% | $3,394-18.7% | $4,248-35.0% |
| Participant deferral / active EE | $11,659 | $4,528+157.5% | $3,977+193.1% | $6,531+78.5% |
| Admin fee / account holder | $386,079 | $8,172+4624.5% | $7,048+5377.6% | $14,480+2566.3% |