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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,080 | $149,040-77.8% | $120,225-72.5% | $137,256-75.9% |
| Participation rate | 100.0% | 75.4%+24.6pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 3.18% | 605.68%-602.5pp | 439.23%-436.0pp | 220.34%-217.2pp |
| Employer contribution / active EE | $2,761 | $4,350-36.5% | $3,475-20.6% | $4,156-33.6% |
| Participant deferral / active EE | $11,659 | $4,655+150.5% | $3,999+191.6% | $6,407+82.0% |
| Admin fee / account holder | $386,079 | $6,348+5982.2% | $5,696+6677.7% | $12,270+3046.5% |