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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,549 | $136,860-48.5% | $120,344-41.4% | $154,746-54.4% |
| Participation rate | 75.0% | 79.9%-4.9pp | 76.7%-1.7pp | 80.7%-5.7pp |
| Annual return | 13.09% | 21.38%-8.3pp | 20.30%-7.2pp | 172.34%-159.2pp |
| Employer contribution / active EE | $2,536 | $3,533-28.2% | $3,020-16.0% | $4,379-42.1% |
| Participant deferral / active EE | $5,933 | $5,793+2.4% | $5,135+15.5% | $6,730-11.9% |
| Admin fee / account holder | $699 | $15,393-95.5% | $12,742-94.5% | $14,365-95.1% |