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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,736 | $160,070+80.4% | $147,117+96.3% | $145,897+97.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 6.93% | 98.69%-91.8pp | 420.54%-413.6pp | 552.29%-545.4pp |
| Employer contribution / active EE | $21,887 | $5,285+314.2% | $4,932+343.7% | $4,663+369.4% |
| Participant deferral / active EE | $15,613 | $8,419+85.4% | $8,065+93.6% | $6,689+133.4% |
| Admin fee / account holder | $67,775 | $15,035+350.8% | $12,993+421.6% | $13,390+406.1% |