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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,356 | $117,846-73.4% | $102,434-69.4% | $145,884-78.5% |
| Participation rate | 81.0% | 78.6%+2.3pp | 76.5%+4.4pp | 80.3%+0.6pp |
| Annual return | 14.20% | 31.90%-17.7pp | 29.46%-15.3pp | 551.85%-537.6pp |
| Employer contribution / active EE | $2,493 | $3,615-31.0% | $3,023-17.5% | $4,662-46.5% |
| Participant deferral / active EE | $4,321 | $5,733-24.6% | $5,055-14.5% | $6,690-35.4% |
| Admin fee / account holder | $1,768 | $13,356-86.8% | $9,462-81.3% | $13,392-86.8% |