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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $341,587 | $93,345+265.9% | $119,126+186.7% | $87,485+290.5% |
| Participation rate | 93.2% | 68.7%+24.4pp | 75.8%+17.4pp | 68.9%+24.3pp |
| Annual return | 15.23% | 19.08%-3.8pp | 282.11%-266.9pp | 26.06%-10.8pp |
| Employer contribution / active EE | $8,720 | $3,172+175.0% | $4,034+116.2% | $2,596+235.9% |
| Participant deferral / active EE | $13,055 | $4,099+218.5% | $5,318+145.5% | $4,274+205.5% |
| Admin fee / account holder | $103,730 | $8,039+1190.4% | $10,693+870.1% | $7,775+1234.2% |