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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,711 | $81,504+295.9% | $102,437+215.0% | $80,959+298.6% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 19.38% | 25.60%-6.2pp | 24.95%-5.6pp | 35.67%-16.3pp |
| Employer contribution / active EE | $8,582 | $3,104+176.5% | $3,871+121.7% | $2,757+211.3% |
| Participant deferral / active EE | $12,092 | $3,871+212.4% | $5,060+139.0% | $4,300+181.2% |
| Admin fee / account holder | $7,458 | $6,719+11.0% | $8,388-11.1% | $6,925+7.7% |