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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $341,587 | $88,672+285.2% | $105,223+224.6% | $82,448+314.3% |
| Participation rate | 93.2% | 67.9%+25.3pp | 75.0%+18.1pp | 68.1%+25.1pp |
| Annual return | 15.23% | 30.86%-15.6pp | 180.65%-165.4pp | 41.64%-26.4pp |
| Employer contribution / active EE | $8,720 | $3,048+186.1% | $3,689+136.4% | $2,551+241.8% |
| Participant deferral / active EE | $13,055 | $4,036+223.5% | $5,072+157.4% | $4,139+215.4% |
| Admin fee / account holder | $103,730 | $7,146+1351.6% | $8,859+1070.9% | $7,234+1333.9% |