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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,630 | $132,099-72.3% | $115,599-68.3% | $138,895-73.6% |
| Participation rate | 23.1% | 77.9%-54.8pp | 74.3%-51.2pp | 79.9%-56.8pp |
| Annual return | 20.31% | 176.76%-156.4pp | 111.10%-90.8pp | 145.39%-125.1pp |
| Employer contribution / active EE | $774 | $3,416-77.3% | $2,955-73.8% | $4,194-81.5% |
| Participant deferral / active EE | $1,697 | $5,617-69.8% | $4,889-65.3% | $6,396-73.5% |
| Admin fee / account holder | $2,452 | $15,650-84.3% | $12,841-80.9% | $12,562-80.5% |