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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,895 | $110,137+5.2% | $161,149-28.1% | $82,637+40.2% |
| Participation rate | 40.0% | 72.4%-32.4pp | 78.8%-38.8pp | 68.1%-28.1pp |
| Annual return | 17.70% | 20.69%-3.0pp | 21.16%-3.5pp | 53.51%-35.8pp |
| Employer contribution / active EE | $1,360 | $2,856-52.4% | $4,360-68.8% | $2,552-46.7% |
| Participant deferral / active EE | $4,038 | $4,575-11.7% | $6,153-34.4% | $4,126-2.1% |
| Admin fee / account holder | $10 | $9,467-99.9% | $15,194-99.9% | $7,339-99.9% |