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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,330 | $101,795-8.3% | $165,100-43.5% | $80,959+15.3% |
| Participation rate | 41.5% | 71.8%-30.4pp | 78.6%-37.2pp | 67.7%-26.2pp |
| Annual return | 17.41% | 16.73%+0.7pp | 70.21%-52.8pp | 35.67%-18.3pp |
| Employer contribution / active EE | $1,364 | $2,954-53.8% | $4,348-68.6% | $2,757-50.5% |
| Participant deferral / active EE | $3,729 | $4,476-16.7% | $6,035-38.2% | $4,300-13.3% |
| Admin fee / account holder | $11 | $8,221-99.9% | $12,696-99.9% | $6,925-99.8% |