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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,401 | $138,393-48.4% | $184,256-61.2% | $80,959-11.8% |
| Participation rate | 97.2% | 83.9%+13.3pp | 86.8%+10.4pp | 67.7%+29.6pp |
| Annual return | 18.17% | 20.01%-1.8pp | 28.85%-10.7pp | 35.67%-17.5pp |
| Employer contribution / active EE | $3,456 | $4,847-28.7% | $6,427-46.2% | $2,757+25.4% |
| Participant deferral / active EE | $7,045 | $7,076-0.4% | $9,133-22.9% | $4,300+63.8% |
| Admin fee / account holder | $6,685 | $10,489-36.3% | $13,899-51.9% | $6,925-3.5% |