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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $368,579 | $178,174+106.9% | $156,181+136.0% | $137,256+168.5% |
| Participation rate | 93.3% | 82.0%+11.3pp | 78.8%+14.5pp | 80.0%+13.4pp |
| Annual return | 16.62% | 84.19%-67.6pp | 64.87%-48.3pp | 220.34%-203.7pp |
| Employer contribution / active EE | $14,473 | $4,972+191.1% | $4,294+237.1% | $4,156+248.2% |
| Participant deferral / active EE | $3,169 | $6,888-54.0% | $6,132-48.3% | $6,407-50.5% |
| Admin fee / account holder | $9,145 | $17,404-47.5% | $14,586-37.3% | $12,270-25.5% |