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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $499,210 | $117,829+323.7% | $102,423+387.4% | $145,877+242.2% |
| Participation rate | 95.2% | 78.6%+16.6pp | 76.5%+18.7pp | 80.3%+14.9pp |
| Annual return | 15.73% | 31.83%-16.1pp | 29.42%-13.7pp | 551.28%-535.6pp |
| Employer contribution / active EE | $2,543 | $3,615-29.6% | $3,023-15.9% | $4,663-45.5% |
| Participant deferral / active EE | $4,568 | $5,732-20.3% | $5,054-9.6% | $6,691-31.7% |
| Admin fee / account holder | $25,792 | $13,335+93.4% | $9,455+172.8% | $13,402+92.4% |