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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $499,210 | $117,895+323.4% | $102,460+387.2% | $145,897+242.2% |
| Participation rate | 95.2% | 78.6%+16.6pp | 76.5%+18.7pp | 80.3%+14.9pp |
| Annual return | 15.73% | 31.92%-16.2pp | 29.47%-13.7pp | 552.29%-536.6pp |
| Employer contribution / active EE | $2,543 | $3,619-29.7% | $3,025-15.9% | $4,663-45.5% |
| Participant deferral / active EE | $4,568 | $5,736-20.4% | $5,056-9.7% | $6,689-31.7% |
| Admin fee / account holder | $25,792 | $13,353+93.2% | $9,460+172.6% | $13,390+92.6% |