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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $411,830 | $124,425+231.0% | $112,040+267.6% | $137,256+200.0% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 8.01% | 24.72%-16.7pp | 24.52%-16.5pp | 220.34%-212.3pp |
| Employer contribution / active EE | $2,792 | $3,411-18.2% | $2,954-5.5% | $4,156-32.8% |
| Participant deferral / active EE | $4,786 | $5,718-16.3% | $5,098-6.1% | $6,407-25.3% |
| Admin fee / account holder | $136,355 | $15,207+796.7% | $12,098+1027.1% | $12,270+1011.3% |