Filed February 20, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $453,707 | $166,020+173.3% | $164,866+175.2% | $145,959+210.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 17.56% | 100.08%-82.5pp | 69.97%-52.4pp | 561.95%-544.4pp |
| Employer contribution / active EE | $9,460 | $5,275+79.4% | $4,343+117.8% | $4,661+103.0% |
| Participant deferral / active EE | $12,806 | $6,961+84.0% | $6,033+112.3% | $6,689+91.5% |
| Admin fee / account holder | $9,327 | $16,644-44.0% | $12,689-26.5% | $13,398-30.4% |