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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,852 | $102,422+61.9% | $147,117+12.7% | $80,959+104.9% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 9.70% | 135.16%-125.5pp | 420.54%-410.8pp | 35.67%-26.0pp |
| Employer contribution / active EE | $3,717 | $3,7170% | $4,932-24.6% | $2,757+34.8% |
| Participant deferral / active EE | $3,002 | $6,652-54.9% | $8,065-62.8% | $4,300-30.2% |
| Admin fee / account holder | $5,506 | $7,953-30.8% | $12,993-57.6% | $6,925-20.5% |