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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,852 | $102,429+61.9% | $147,096+12.8% | $80,925+104.9% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 9.70% | 135.02%-125.3pp | 419.75%-410.1pp | 35.65%-26.0pp |
| Employer contribution / active EE | $3,717 | $3,7160% | $4,936-24.7% | $2,756+34.8% |
| Participant deferral / active EE | $3,002 | $6,649-54.8% | $8,071-62.8% | $4,299-30.2% |
| Admin fee / account holder | $5,506 | $7,957-30.8% | $13,005-57.7% | $6,940-20.7% |