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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,852 | $102,382+62.0% | $147,005+12.8% | $80,874+105.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 9.70% | 134.89%-125.2pp | 418.76%-409.1pp | 35.62%-25.9pp |
| Employer contribution / active EE | $3,717 | $3,7150% | $4,934-24.7% | $2,756+34.9% |
| Participant deferral / active EE | $3,002 | $6,646-54.8% | $8,070-62.8% | $4,297-30.1% |
| Admin fee / account holder | $5,506 | $7,942-30.7% | $13,006-57.7% | $6,935-20.6% |