Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,086 | $51,638-59.2% | $68,368-69.2% | $82,448-74.4% |
| Participation rate | 53.1% | 63.6%-10.5pp | 73.8%-20.7pp | 68.1%-15.0pp |
| Annual return | 15.58% | 37.53%-22.0pp | 292.57%-277.0pp | 41.64%-26.1pp |
| Employer contribution / active EE | $458 | $2,047-77.6% | $2,649-82.7% | $2,551-82.0% |
| Participant deferral / active EE | $3,081 | $2,914+5.7% | $4,123-25.3% | $4,139-25.6% |
| Admin fee / account holder | $2,997 | $4,643-35.5% | $5,150-41.8% | $7,234-58.6% |