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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,676 | $166,268+68.2% | $165,100+69.4% | $145,897+91.7% |
| Participation rate | 78.3% | 82.0%-3.8pp | 78.6%-0.4pp | 80.3%-2.0pp |
| Annual return | 22.89% | 100.52%-77.6pp | 70.21%-47.3pp | 552.29%-529.4pp |
| Employer contribution / active EE | $2,971 | $5,284-43.8% | $4,348-31.7% | $4,663-36.3% |
| Participant deferral / active EE | $4,983 | $6,964-28.4% | $6,035-17.4% | $6,689-25.5% |
| Admin fee / account holder | $7,549 | $16,659-54.7% | $12,696-40.5% | $13,390-43.6% |