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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $702,270 | $88,815+690.7% | $81,882+757.7% | $145,897+381.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 7.37% | 1033.75%-1026.4pp | 779.47%-772.1pp | 552.29%-544.9pp |
| Employer contribution / active EE | $13,847 | $3,086+348.7% | $2,916+374.9% | $4,663+197.0% |
| Participant deferral / active EE | $20,333 | $4,647+337.5% | $4,323+370.3% | $6,689+204.0% |
| Admin fee / account holder | $1,655 | $8,434-80.4% | $7,360-77.5% | $13,390-87.6% |