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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $702,270 | $88,702+691.7% | $81,780+758.7% | $145,978+381.1% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 7.37% | 1029.12%-1021.7pp | 776.27%-768.9pp | 550.52%-543.1pp |
| Employer contribution / active EE | $13,847 | $3,084+348.9% | $2,914+375.2% | $4,662+197.0% |
| Participant deferral / active EE | $20,333 | $4,645+337.7% | $4,321+370.6% | $6,690+204.0% |
| Admin fee / account holder | $1,655 | $8,414-80.3% | $7,384-77.6% | $13,400-87.6% |