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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,933 | $117,895+134.0% | $102,460+169.3% | $145,897+89.1% |
| Participation rate | 81.8% | 78.6%+3.2pp | 76.5%+5.3pp | 80.3%+1.5pp |
| Annual return | 14.45% | 31.92%-17.5pp | 29.47%-15.0pp | 552.29%-537.8pp |
| Employer contribution / active EE | $3,684 | $3,619+1.8% | $3,025+21.8% | $4,663-21.0% |
| Participant deferral / active EE | $6,101 | $5,736+6.4% | $5,056+20.7% | $6,689-8.8% |
| Admin fee / account holder | $4,820 | $13,353-63.9% | $9,460-49.0% | $13,390-64.0% |