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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,224 | $124,425+118.8% | $112,040+143.0% | $137,256+98.3% |
| Participation rate | 78.3% | 79.3%-1.0pp | 76.5%+1.8pp | 80.0%-1.7pp |
| Annual return | 16.97% | 24.72%-7.7pp | 24.52%-7.6pp | 220.34%-203.4pp |
| Employer contribution / active EE | $3,688 | $3,411+8.1% | $2,954+24.9% | $4,156-11.2% |
| Participant deferral / active EE | $6,714 | $5,718+17.4% | $5,098+31.7% | $6,407+4.8% |
| Admin fee / account holder | $47,910 | $15,207+215.1% | $12,098+296.0% | $12,270+290.5% |