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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,224 | $136,860+98.9% | $120,344+126.2% | $154,746+75.9% |
| Participation rate | 78.3% | 79.9%-1.6pp | 76.7%+1.6pp | 80.7%-2.4pp |
| Annual return | 16.97% | 21.38%-4.4pp | 20.30%-3.3pp | 172.34%-155.4pp |
| Employer contribution / active EE | $3,688 | $3,533+4.4% | $3,020+22.1% | $4,379-15.8% |
| Participant deferral / active EE | $6,714 | $5,793+15.9% | $5,135+30.8% | $6,730-0.2% |
| Admin fee / account holder | $47,910 | $15,393+211.3% | $12,742+276.0% | $14,365+233.5% |