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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,369 | $108,825-60.1% | $156,181-72.2% | $82,448-47.4% |
| Participation rate | 54.0% | 72.4%-18.4pp | 78.8%-24.8pp | 68.1%-14.1pp |
| Annual return | 16.94% | 20.59%-3.6pp | 64.87%-47.9pp | 41.64%-24.7pp |
| Employer contribution / active EE | $1,135 | $2,870-60.5% | $4,294-73.6% | $2,551-55.5% |
| Participant deferral / active EE | $2,490 | $4,577-45.6% | $6,132-59.4% | $4,139-39.8% |
| Admin fee / account holder | $3,422 | $9,341-63.4% | $14,586-76.5% | $7,234-52.7% |