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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $485,088 | $86,330+461.9% | $121,871+298.0% | $94,015+416.0% |
| Participation rate | 96.0% | 66.7%+29.3pp | 73.2%+22.8pp | 70.8%+25.2pp |
| Annual return | 15.27% | 14.95%+0.3pp | 13.57%+1.7pp | 17.84%-2.6pp |
| Employer contribution / active EE | $11,764 | $2,292+413.2% | $2,731+330.7% | $2,790+321.6% |
| Participant deferral / active EE | $12,745 | $3,146+305.1% | $4,318+195.1% | $4,249+199.9% |
| Admin fee / account holder | $31,033 | $7,346+322.4% | $11,551+168.7% | $8,951+246.7% |