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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $485,088 | $72,607+568.1% | $90,259+437.4% | $87,485+454.5% |
| Participation rate | 96.0% | 64.8%+31.2pp | 70.7%+25.3pp | 68.9%+27.1pp |
| Annual return | 15.27% | 18.59%-3.3pp | 18.88%-3.6pp | 26.06%-10.8pp |
| Employer contribution / active EE | $11,764 | $1,919+512.9% | $2,291+413.4% | $2,596+353.1% |
| Participant deferral / active EE | $12,745 | $3,055+317.2% | $3,827+233.1% | $4,274+198.2% |
| Admin fee / account holder | $31,033 | $5,947+421.9% | $7,267+327.0% | $7,775+299.2% |