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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $348,704 | $154,228+126.1% | $145,433+139.8% | $137,256+154.1% |
| Participation rate | 90.0% | 83.8%+6.2pp | 82.1%+7.9pp | 80.0%+10.0pp |
| Annual return | 16.20% | 74.59%-58.4pp | 66.58%-50.4pp | 220.34%-204.1pp |
| Employer contribution / active EE | $5,547 | $4,804+15.5% | $4,554+21.8% | $4,156+33.5% |
| Participant deferral / active EE | $17,876 | $8,216+117.6% | $7,897+126.4% | $6,407+179.0% |
| Admin fee / account holder | $10,156 | $14,344-29.2% | $13,129-22.6% | $12,270-17.2% |