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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,505 | $51,638+24.9% | $68,368-5.6% | $82,448-21.8% |
| Participation rate | 94.0% | 63.6%+30.4pp | 73.8%+20.2pp | 68.1%+25.9pp |
| Annual return | 16.67% | 37.53%-20.9pp | 292.57%-275.9pp | 41.64%-25.0pp |
| Employer contribution / active EE | $1,945 | $2,047-5.0% | $2,649-26.6% | $2,551-23.8% |
| Participant deferral / active EE | $6,195 | $2,914+112.6% | $4,123+50.3% | $4,139+49.7% |
| Admin fee / account holder | $3,535 | $4,643-23.9% | $5,150-31.4% | $7,234-51.1% |