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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,179 | $70,366-17.3% | $66,674-12.7% | $138,895-58.1% |
| Participation rate | 66.7% | 76.2%-9.5pp | 73.7%-7.0pp | 79.9%-13.3pp |
| Annual return | 17.25% | 386.41%-369.2pp | 321.24%-304.0pp | 145.39%-128.1pp |
| Employer contribution / active EE | $1,676 | $2,765-39.4% | $2,620-36.0% | $4,194-60.1% |
| Participant deferral / active EE | $3,548 | $4,374-18.9% | $4,084-13.1% | $6,396-44.5% |
| Admin fee / account holder | $1,531 | $5,262-70.9% | $5,098-70.0% | $12,562-87.8% |