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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,179 | $72,071-19.3% | $68,368-14.9% | $137,256-57.6% |
| Participation rate | 66.7% | 76.2%-9.6pp | 73.8%-7.1pp | 80.0%-13.3pp |
| Annual return | 17.25% | 353.14%-335.9pp | 292.57%-275.3pp | 220.34%-203.1pp |
| Employer contribution / active EE | $1,676 | $2,788-39.9% | $2,649-36.7% | $4,156-59.7% |
| Participant deferral / active EE | $3,548 | $4,410-19.6% | $4,123-14.0% | $6,407-44.6% |
| Admin fee / account holder | $1,531 | $5,336-71.3% | $5,150-70.3% | $12,270-87.5% |