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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,737 | $183,592+13.2% | $155,574+33.5% | $145,877+42.4% |
| Participation rate | 95.8% | 82.7%+13.1pp | 78.2%+17.6pp | 80.3%+15.5pp |
| Annual return | 17.05% | 61.37%-44.3pp | 64.87%-47.8pp | 551.28%-534.2pp |
| Employer contribution / active EE | $4,725 | $5,317-11.1% | $4,676+1.0% | $4,663+1.3% |
| Participant deferral / active EE | $1,125 | $6,466-82.6% | $5,629-80.0% | $6,691-83.2% |
| Admin fee / account holder | $2,141 | $19,316-88.9% | $15,914-86.5% | $13,402-84.0% |