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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,580 | $81,331+122.0% | $155,534+16.1% | $80,935+123.1% |
| Participation rate | 95.0% | 66.3%+28.7pp | 78.2%+16.8pp | 67.7%+27.3pp |
| Annual return | 10.41% | 33.37%-23.0pp | 64.92%-54.5pp | 35.66%-25.2pp |
| Employer contribution / active EE | $4,143 | $3,105+33.4% | $4,675-11.4% | $2,757+50.3% |
| Participant deferral / active EE | $6,922 | $3,454+100.4% | $5,630+22.9% | $4,299+61.0% |
| Admin fee / account holder | $11,227 | $7,999+40.4% | $15,900-29.4% | $6,924+62.1% |