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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,383 | $101,618-59.3% | $93,063-55.5% | $137,256-69.9% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 10.14% | 223.95%-213.8pp | 34.15%-24.0pp | 220.34%-210.2pp |
| Employer contribution / active EE | $2,778 | $2,707+2.6% | $2,476+12.2% | $4,156-33.2% |
| Participant deferral / active EE | $1,555 | $4,279-63.7% | $3,958-60.7% | $6,407-75.7% |
| Admin fee / account holder | $332 | $6,198-94.6% | $6,033-94.5% | $12,270-97.3% |