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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,810 | $177,595+40.1% | $148,496+67.6% | $198,609+25.3% |
| Participation rate | 90.9% | 79.3%+11.7pp | 76.0%+14.9pp | 82.4%+8.5pp |
| Annual return | 13.15% | 9.97%+3.2pp | 12.33%+0.8pp | 202.70%-189.5pp |
| Employer contribution / active EE | $820 | $4,098-80.0% | $3,497-76.5% | $5,055-83.8% |
| Participant deferral / active EE | $6,622 | $5,539+19.5% | $4,808+37.7% | $6,977-5.1% |
| Admin fee / account holder | $15,320 | $27,010-43.3% | $19,547-21.6% | $19,030-19.5% |