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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $447,813 | $123,155+263.6% | $108,753+311.8% | $155,188+188.6% |
| Participation rate | 0.0% | 75.6%-75.6pp | 71.1%-71.1pp | 80.8%-80.8pp |
| Annual return | 8.95% | 44.73%-35.8pp | 37.47%-28.5pp | 148.84%-139.9pp |
| Employer contribution / active EE | $2,566 | $2,811-8.7% | $2,427+5.8% | $4,248-39.6% |
| Participant deferral / active EE | $6,018 | $4,623+30.2% | $4,115+46.3% | $6,531-7.9% |
| Admin fee / account holder | $25,203 | $12,126+107.8% | $10,320+144.2% | $14,480+74.1% |