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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,885 | $136,860+43.9% | $120,344+63.6% | $154,746+27.2% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 15.77% | 21.38%-5.6pp | 20.30%-4.5pp | 172.34%-156.6pp |
| Employer contribution / active EE | $1,308 | $3,533-63.0% | $3,020-56.7% | $4,379-70.1% |
| Participant deferral / active EE | $6,951 | $5,793+20.0% | $5,135+35.4% | $6,730+3.3% |
| Admin fee / account holder | $30,845 | $15,393+100.4% | $12,742+142.1% | $14,365+114.7% |