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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,503 | $80,705+56.7% | $115,768+9.3% | $67,986+86.1% |
| Participation rate | 57.3% | 63.0%-5.7pp | 74.4%-17.1pp | 57.2%+0.1pp |
| Annual return | 16.40% | 18.49%-2.1pp | 100.46%-84.1pp | 31.67%-15.3pp |
| Employer contribution / active EE | $1,489 | $2,046-27.2% | $2,940-49.3% | $2,019-26.2% |
| Participant deferral / active EE | $3,774 | $3,559+6.0% | $4,917-23.2% | $3,358+12.4% |
| Admin fee / account holder | $10,615 | $4,135+156.7% | $12,439-14.7% | $3,203+231.4% |