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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $425,628 | $57,140+644.9% | $85,240+399.3% | $80,959+425.7% |
| Participation rate | 97.3% | 56.4%+40.9pp | 67.5%+29.8pp | 67.7%+29.6pp |
| Annual return | 17.64% | 21.71%-4.1pp | 66.75%-49.1pp | 35.67%-18.0pp |
| Employer contribution / active EE | $7,733 | $1,802+329.1% | $2,735+182.7% | $2,757+180.5% |
| Participant deferral / active EE | $12,878 | $3,115+313.4% | $4,527+184.5% | $4,300+199.5% |
| Admin fee / account holder | $10,151 | $4,992+103.4% | $6,165+64.7% | $6,925+46.6% |